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Product review

Substy review

AI messaging with account fees and sales commissions

By OnlyFans CRM team · Product facts checked · View sources

Review summary

Substy makes the subscription-versus-commission trade-off visible enough to calculate. Use actual AI net sales per creator, not total agency revenue, to compare its plans. The cost calculator on this site supports the published monthly formulas.

A plan upgrade can also be a feature decision. If your workflow needs a human/AI handoff, check the Elite implementation directly rather than choosing purely at the calculated price crossover.

Best fit: Teams evaluating AI selling with an explicit fixed-fee/commission trade-off

Substy pricing

$0/mo + 15% AI net sales

Monthly creator fee plus commission on AI net sales

Monthly Starter is $0 plus 15% of AI net sales; Pro is $69 per creator plus 10%; Elite is $99 plus 8.5%. At $1,380 of AI net sales on one creator, Starter and Pro both cost $207 before other charges. This is a fee crossover under equal sales, not a prediction of AI performance.

Trial: The page offers a free start. Confirm any paid-plan trial and renewal conditions separately.

Public terms checked 2026-09-05. Confirm the current account quote, taxes and enabled extras before purchase.

Reasons to shortlist it

  • The pricing page publishes both the fixed fees and commission rates.
  • An entry plan avoids a fixed monthly creator charge.
  • The plan table identifies hybrid access as an Elite feature.

Limits to plan around

  • Starter still has a variable bill when AI-attributed sales occur.
  • Hybrid mode is not listed on the entry tier.
  • A fee comparison assumes the same sales and attribution basis; actual results can differ.

Documented features

Platforms covered by this review: OnlyFans, Fanvue, MYM.

  • AI chatting on the entry plan
  • Welcome-message automation
  • Mass DMs and dynamic lists on Pro
  • Hybrid human/AI mode on Elite
  • Platform labels for OnlyFans, Fanvue and MYM

AI scope

Substy lists AI chatting across its plans and a hybrid mode on Elite. Compare how control passes to a person, how campaign exclusions work and how AI net sales are attributed. The lowest fixed fee is not necessarily the lowest bill once the AI produces sales.

What to check in your evaluation

These are proposed tasks for your trial, not results from tests we performed.

  1. Reconcile the AI-sales commission base against a sample purchase and refund.
  2. Test handoff behavior on the exact paid tier you intend to use.
  3. Compare Starter, Pro and Elite with the same per-creator sales assumptions.
Download the evaluation worksheet (CSV)

Substy alternatives

Sources and verification

These are the vendor pages used for the product facts on this page. Listed features and vendor claims have not been independently benchmarked on live creator accounts.

  • Substy pricing· Checked

    Monthly creator fees, AI net-sales commissions and platform labels.