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OnlyFans CRM review · #8 on the board

Substy review (2026)

The clearest AI pricing on the board: full AI on every plan, from $0 plus 15% of AI sales, with Fanvue and MYM support.

By OnlyFans CRM team · Updated · Sources

Substy at a glance

Rank
#8 of 11 OnlyFans CRMs (69.6/100)
Best for
Agencies that want AI selling with a fee they can model, including on Fanvue and MYM
Starting price
$0/mo + 15% of AI sales
How you pay
$0–$99 per creator + 8.5–15% of AI sales
Platforms
OnlyFans, Fanvue, MYM
AI
Full AI on all plans; hybrid on Elite
Free trial
Free week on paid plans
App
Web

Our verdict

Substy is the AI chatter to pick when you want to model the bill before you start. Every plan runs full AI, the commission steps down as the fixed fee goes up, and the crossover points are easy to find: Pro beats Starter above $1,380 of monthly AI sales and Elite beats Pro above $2,000.

Keep the platform rules in mind. Reuters reported in 2024 that OnlyFans' terms barred AI chatbots from writing DMs, so many agencies keep a person on send. If you want a human in the loop, Hybrid is Elite-only.

Pros

  • Fees and commission rates are published for every plan.
  • Full AI on every plan, including the $0 Starter.
  • Covers Fanvue and MYM as well as OnlyFans.
  • An AI Disclosure setting answers honestly if a fan asks whether they are talking to AI.

Cons

  • Commission grows with AI sales: Starter costs $1,500 at $10,000 of monthly AI sales.
  • Hybrid human handoff is limited to Elite.
  • MYM support is in beta, and Telegram is listed inconsistently across its pages.

Substy pricing

$0/mo + 15% of AI sales

Monthly fee per creator plus a share of AI-generated net revenue

Plan or bandPriceNotes
Starter$0 + 15% of AI sales
Pro$69/mo + 10%$48/mo billed annually
Elite$99/mo + 8.5%$69/mo billed annually; hybrid human/AI mode

Starter is $0 plus 15% of AI-generated net revenue, Pro $69 plus 10% and Elite $99 plus 8.5%, per creator per month. Annual billing lowers Pro to $48 a month and Elite to $69. There is no percentage on CRM use. Substy Intelligence, a newer analytics assistant, is billed by usage from the agency wallet. At $1,380 of monthly AI sales, Starter and Pro both cost $207; at $2,000, Pro and Elite both cost $269.

Trial: A free week on paid plans. Starter works as a free CRM tier with commission only on AI sales.

Prices checked October 20, 2026 on the vendor's public pages. Price your roster in the calculator.

Key features

  • Full AI chatting on every plan: replies, script and non-script PPV, upsells and follow-ups
  • Hybrid mode on Elite: the AI pauses for a person when spend or subscription rules trigger
  • Mass messages and unlimited dynamic lists on Pro and above (not on MYM)
  • Employee and script analytics and bulk payouts on Pro and above
  • Unlimited seats, roles and vault on every plan
  • API and MCP access, plus usage-billed Substy Intelligence

AI features

Substy offers three modes: Manual, Full AI and Hybrid. Full AI runs replies, PPV offers, upsells and follow-ups on every plan; Hybrid hands a chat to a person when your spend or subscription rules trigger and requires Elite. An AI Disclosure setting makes the AI say it is an AI if a fan asks. Substy connects to the account itself, which can involve OnlyFans 2FA codes and face verification.

Shopping for an AI chatter specifically? See our OnlyFans AI chatbot comparison.

Substy vs AgencyKey

AgencyKey is #1 on our board this month. Here is how Substy lines up against it.

AttributeSubstyAgencyKey
Overall score69.6 (#8)88.4 (#1)
Best forAgencies that want AI selling with a fee they can model, including on Fanvue and MYMOnlyFans agencies with human chat teams that want low per-creator pricing
Starting price$0/mo + 15% of AI salesFrom $10/mo
How you pay$0–$99 per creator + 8.5–15% of AI salesPer creator, by net earnings (10 bands)
PlatformsOnlyFans, Fanvue, MYMOnlyFans
AIFull AI on all plans; hybrid on EliteSummaries, fan recon and admin agent; no auto-replies
Free trialFree week on paid plans30 active days, no card
AppWebDesktop app (Windows, macOS) plus web

What to test in a trial

  1. Reconcile the AI-sales commission against a sample purchase and a refund.
  2. Test Hybrid handoff on Elite before relying on it for big spenders.
  3. Compare Starter, Pro and Elite at your real AI sales per creator.
Download the evaluation worksheet (CSV)

Substy alternatives

Substy FAQ

How much does Substy cost?

Per creator per month: Starter $0 plus 15% of AI-generated net revenue, Pro $69 plus 10%, Elite $99 plus 8.5%. Annual billing lowers Pro to $48 and Elite to $69 a month.

Which Substy plan is cheapest?

It depends on AI sales per creator. Below $1,380 a month Starter is cheapest; from $1,380 to $2,000 Pro is; above $2,000 Elite costs least.

Does Substy support Fanvue?

Yes. Substy supports OnlyFans, Fanvue and MYM (MYM in beta).

Sources and verification

These are the vendor pages used for the product facts on this page. Listed features and vendor claims have not been independently benchmarked on live creator accounts.

  • Substy pricing· Checked

    Monthly creator fees, AI net-revenue commissions, annual prices and plan features.

  • Substy AI chat· Checked

    Full AI scope on every plan and language support.

  • Substy AI chatter modes· Checked

    Manual, Full AI and Hybrid modes; Hybrid requires Elite.

  • Substy supported platforms· Checked

    OnlyFans, Fanvue and MYM (beta) and feature availability by platform.